Why a barrel of oil does not tell the whole story at the pump
Crude oil, refining, exchange rates and taxes all contribute to the price of fuel. They do not necessarily move together or reach forecourts at the same time.
Prices
A lower mortgage rate can still leave a difficult housing calculation
The interest rate is only one part of the cost of buying a home. The purchase price, deposit and length of the loan determine how far a household’s budget will stretch.